Apply online for Bajaj Finance Personal Loans in Gurgaon with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for personal loan and Choose the Best Deals.
Bajaj Finance Personal Loan in Gurgaon ? Key features
- Personal Loan Amount ranging between Rs.1 lac to Rs.25 lacs
- Nil foreclosure charges
- Part Prepayment facility*
- Flexible repayment options of 12 to 60 months
- Lowest Personal Loan Interest Rates
- Hassle free documentation & loan approval
- Direct Credit to your account
- Attractive & customized life insurance products
One of the leading players in the personal loan business, Bajaj Finserv personal loans can be availed for your personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.
Eligibility & Documents for Bajaj Finserv Personal loan in Gurgaon
Individuals working for top Indian & Multinational companies are eligible for a personal loan. Gross Monthly Salary requirement is as follows:
Rs 75,000 per month (For Delhi/NCR, Mumbai, Hyderabad, Bangalore and Chennai locations)
Rs 40,000 per month (For other locations)
| Documents Required for a Personal Loan | ||
| Photograph | Color Passport size photograph (signed across the photograph) | |
| Financials | Salary Slip of last 3 months | |
| Bank Statements | Continuous recent 3 month bank statement of salary account | |
| Employment Proof | Employee ID Card and Visiting card | |
| Work Experience Document | Current employment | Appointment Letter / Form 16 / 1 year old salary slip |
| Previous employment | Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip | |
| KYC | Identity Proof | Passport / Voters ID card / Driving License / PAN Card |
| Address Proof | Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign) | |
| Signature Proof | Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter | |
| Age Proof | Passpor t/ PAN Card / Driving License / Birth Certificate | |
Bajaj Finserv personal loan Fees and Charges in Gurgaon:
| Type of Fees | Charges Applicable |
| Processing Fees on Personal Loan | 2% ? 3% of the loan amount |
| Foreclosure Charges* | NIL |
| EMI bounce charges | Rs 1,000 for every bounce |
| Penal Interest | 2.00% p.m |
* Applicable following 1st EMI clearance
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